Texas Paycheck Calculator 2026
This calculator provides a simplified estimate of take-home pay in Texas based on federal income tax rules and statutory payroll taxes. Texas does not impose a state personal income tax, so take-home pay is reduced only by federal income taxes and federal payroll taxes.
Estimates are shown for the 2026 tax year. In cases where official figures have not yet been finalized, calculations are based on the most recently available data and may be updated when final guidance is published.
Enter your income details to see an estimate.
Texas Paycheck Calculator 2026 – how it works
The calculation starts from your annual gross income and applies federal income tax rules using standard tax brackets and deductions for the selected filing status. The estimated annual tax amounts are then divided by the chosen pay frequency to show an approximate per-paycheck result. Payroll taxes under the Federal Insurance Contributions Act (FICA) are calculated separately and include Social Security and Medicare taxes, which follow statutory payroll tax rules. Because Texas does not levy a state personal income tax, no state income tax applies to wages.
Examples
Employees with the same annual gross income may see different estimated take-home pay depending on filing status and pay frequency. Social Security and Medicare taxes are calculated based on wages subject to those taxes and are included separately from federal income tax in the estimate.
Limitations and important notes
These results are simplified estimates and may not match an actual pay stub. Employer payroll systems can apply specific withholding methods, rounding rules, and pay-period conventions that affect take-home pay. This calculator does not replicate employer payroll withholding calculations and does not use Form W-4 inputs. It provides an estimated take-home pay based on annual federal tax rules and does not determine final tax liability.
FAQs about Texas Paycheck Calculator 2026
Does Texas have state income tax?
No. Texas does not impose a personal income tax, so wages are not subject to state income tax.
What taxes reduce a paycheck in Texas?
Paychecks in Texas are reduced by federal income taxes and federal payroll taxes for Social Security and Medicare.
Why might my actual paycheck differ from this estimate?
Actual paychecks can differ due to employer payroll withholding methods, Form W-4 selections, rounding rules, or irregular pay such as bonuses or commissions.
Is FICA the same as federal income tax?
No. FICA payroll taxes for Social Security and Medicare are separate from federal income tax and are calculated under different federal rules.
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Calculations are simplified and for guidance only. Always double-check results and current rules with official sources or a qualified professional before making financial decisions.