San Francisco Property Tax Calculator 2026 (Official Rate & Estimate)

Estimate your San Francisco property tax using the official secured property tax rate published by the San Francisco Treasurer & Tax Collector. This calculator applies the rate to assessed value, not current market value. It reflects secured real property taxes only and does not include mortgage escrow, payment schedules, exemptions, penalties, supplemental assessments, or parcel-specific charges that may appear on an official bill.

Last reviewed: May 2026

Key facts

Location
San Francisco, California, United States
Official secured property tax rate
1.18268325%
Base property tax rate
1.00% of assessed value under California Proposition 13
Assessed value authority
San Francisco Office of the Assessor-Recorder
Tax billing authority
San Francisco Treasurer & Tax Collector
Data basis
Official secured property tax rate and San Francisco assessment guidance

Estimates only. Results may differ from official tax bills, pay stubs, or filed returns.

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Enter the assessed value to see the estimated annual property tax.

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How it works

San Francisco secured property tax is calculated by applying the official secured property tax rate to the assessed value of the property. The San Francisco Treasurer & Tax Collector publishes the secured property tax rate and issues secured property tax bills. The San Francisco Office of the Assessor-Recorder determines assessed values for real property. Under California Proposition 13, the base property tax rate is 1% of assessed value. The total secured rate can be higher because voter-approved bond debt and other local charges may be included. Assessed value is not necessarily the same as market value. In most cases, assessed value increases are limited to no more than 2% per year unless a reassessment event occurs, such as a sale, change in ownership, or new construction. This calculator multiplies the assessed value by the official secured property tax rate to estimate annual secured property tax.

Examples

Example 1: Using the official secured property tax rate of 1.18268325%, an assessed value of $500,000 results in an estimated annual secured property tax of approximately $5,913. Example 2: An assessed value of $800,000 results in an estimated annual secured property tax of approximately $9,461. Example 3: An assessed value of $1,200,000 results in an estimated annual secured property tax of approximately $14,192. These examples use the official secured property tax rate but do not include exemptions, penalties, supplemental assessments, escape assessments, or parcel-specific charges that may appear separately on an official San Francisco property tax bill.

What affects your property tax

- Assessed value determined by the Assessor-Recorder - Official secured property tax rate - Voter-approved bond debt and local assessments - Supplemental assessments after a sale, ownership change, or new construction - Parcel-specific charges, exemptions, corrections, or penalties Properties with similar market values can have different property tax bills because assessed value history, ownership changes, exemptions, and parcel-specific charges can differ.

Limitations and important notes

This calculator provides an estimate only and does not replace an official San Francisco property tax bill. Actual amounts may differ because of exemptions, supplemental assessments, escape assessments, parcel-specific charges, penalties, corrections to assessed value, or other property-specific factors. Official property tax bills are issued by the San Francisco Treasurer & Tax Collector. Assessed values are determined by the San Francisco Office of the Assessor-Recorder. Always confirm your final amount using your official tax bill or the appropriate San Francisco tax authority.

FAQs

What is the San Francisco property tax rate for 2026?

The official secured property tax rate used by this calculator is 1.18268325%. This rate is applied to assessed value for secured real property taxes.

How do I estimate my San Francisco property tax?

Multiply your assessed value by the secured property tax rate. For example, $500,000 multiplied by 1.18268325% gives an estimated annual secured property tax of about $5,913.

Is assessed value the same as market value?

No. Assessed value is determined by the San Francisco Office of the Assessor-Recorder and may differ from current market value.

Why is the San Francisco property tax rate higher than 1%?

California Proposition 13 sets a base property tax rate of 1% of assessed value. The total secured property tax rate can be higher because voter-approved bond debt and local assessments may be included.

Can assessed value increase every year?

Yes. In most cases, Proposition 13 limits annual assessed value increases to no more than 2% unless a reassessment event occurs.

Does this calculator include all property tax costs?

No. This calculator does not include exemptions, supplemental assessments, penalties, escape assessments, or parcel-specific charges.

Sources

Calculations are simplified and for guidance only. Always double-check results and current rules with official sources or a qualified professional before making financial decisions.