Colorado paycheck calculator 2026
This Colorado paycheck calculator provides an estimate of take-home pay per paycheck based on payroll withholding. Colorado applies state income tax withholding in addition to federal income tax withholding and FICA (Social Security and Medicare). Results reflect estimated withholding per paycheck and not final tax liability.
Estimates are shown for the 2026 tax year. In cases where official figures have not yet been finalized, calculations are based on the most recently available data and may be updated when final guidance is published.
Enter your income details to see an estimate.
Colorado paycheck calculator 2026 – how it works
A paycheck starts with gross pay for the pay period and is reduced by required payroll withholdings before net pay is received. Federal income tax withholding is applied according to IRS rules, and FICA covers Social Security and Medicare contributions. Colorado state income tax withholding is also applied using a flat state income tax rate administered by the Colorado Department of Revenue. These components together determine estimated take-home pay.
Examples
If gross pay increases in a given pay period, the amounts withheld for federal tax, FICA, and Colorado state income tax will generally increase as well. Because Colorado uses a flat state income tax rate for payroll withholding, state withholding changes proportionally with taxable wages rather than through graduated brackets.
Limitations and important notes
This calculator provides an estimate of payroll withholding only. Actual paychecks may differ due to employer payroll systems, rounding practices, pay frequency, pre-tax deductions, and how official withholding worksheets are applied. The results should not be interpreted as exact paycheck amounts or as final annual tax outcomes.
FAQs about Colorado paycheck calculator 2026
Does Colorado have state income tax withholding?
Yes. Colorado requires state income tax withholding from employee wages. Payroll withholding is administered by the Colorado Department of Revenue and applies a single flat state income tax rate to taxable wages.
What taxes typically reduce a paycheck in Colorado?
A Colorado paycheck is commonly reduced by federal income tax withholding, FICA for Social Security and Medicare, and Colorado state income tax withholding. These are standard payroll withholdings applied by employers.
Why might my actual paycheck differ from this estimate?
Actual paychecks can differ due to employer-specific payroll calculations, rounding rules, pay frequency, and pre-tax deductions such as retirement contributions or insurance. Official withholding worksheets may also produce results that differ slightly from simplified estimates.
What is the difference between FICA and federal income tax?
FICA refers to payroll taxes for Social Security and Medicare, which fund specific federal programs. Federal income tax withholding is applied toward an employee’s annual federal income tax obligation and is calculated separately from FICA.
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Calculations are simplified and for guidance only. Always double-check results and current rules with official sources or a qualified professional before making financial decisions.