New York paycheck calculator 2026

This New York paycheck calculator provides an estimated take-home pay per paycheck. It includes an estimate of federal income tax withholding, New York State income tax withholding, and FICA (Social Security and Medicare). Results are estimates only and do not represent official or exact payroll withholding calculations.

Estimates are shown for the 2026 tax year. In cases where official figures have not yet been finalized, calculations are based on the most recently available data and may be updated when final guidance is published.

Enter your income details to see an estimate.

New York paycheck calculator 2026 – how it works

A paycheck estimate starts with gross pay for the pay period. Federal income tax withholding is estimated based on IRS Form W-4 rules. New York State income tax withholding is estimated using a simplified approximation of the state’s progressive withholding system. Official New York payroll withholding uses detailed wage-bracket tables and exact calculation methods published by the New York Department of Taxation and Finance. FICA payroll taxes include Social Security and Medicare.

Examples

If gross pay increases or decreases, estimated New York State withholding will generally change accordingly. Because New York uses progressive rates and official withholding tables, actual paycheck withholding may differ from this estimate, especially when pay frequency, filing status, or withholding allowances change.

Limitations and important notes

This calculator provides an estimate of payroll withholding only. It does not fully model New York State withholding tables, New York City income tax, or Yonkers income tax. Actual paychecks may differ due to employer payroll systems, official table calculations, rounding rules, supplemental wage treatment, residency rules, and local tax requirements. This estimate does not represent final annual tax liability.

FAQs about New York paycheck calculator 2026

Does New York withhold state income tax from paychecks?

Yes. New York requires employers to withhold New York State income tax from employee wages based on official withholding tables and calculation methods.

Is this an official New York payroll calculation?

No. This calculator provides an estimate only and does not replace the official New York State withholding tables or employer payroll calculations.

Does this include New York City or Yonkers taxes?

No. New York City and Yonkers local income taxes are not fully modeled in this estimate. Employees subject to those local taxes may see additional withholding on their paychecks.

Is this the same as my final income tax?

No. This calculator estimates paycheck withholding only. Final tax owed or refunded is determined when filing a New York income tax return.

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Calculations are simplified and for guidance only. Always double-check results and current rules with official sources or a qualified professional before making financial decisions.